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Washington Non Owner SR22 Insurance

Shopping for non-owner SR22 auto insurance is now easier than ever when you compare rates online using Drivers in Washington who need to file form SR-22 with the state can get affordable policies even if they don't own a car. Whether you own a car or not we can help you find auto insurance companies that offer SR22 filing in the same day.

There are multiple companies that offer SR22 insurance in Washington but we help you find the best rates in only minutes. Getting an SR22 filing with the state is simple because the auto insurance company just adds it to an existing policy. The policy can be either a non-owner auto insurance policy or a standard owner auto insurance policy.

Washington SR22 Insurance Requirements

Make sure you meet the minimum requirements for SR22 insurance in Washington by meeting the liability limits. Liability limits include bodily injury and property damage coverage for other drivers. Remember it is not coverage for you the driver but rather it is for protecting other drivers that you may hurt.

Bodily Injury Per Person Bodily Injury Per Occurrence Property Damage
$25,000 $50,000 $10,000

Washington Department of Motor Vehicles requires that you maintain an SR22 for three years continuously but it could be longer based on your case. It is a good idea to confirm with your court paperwork how long you are required to have the SR-22 filing. If you cancel early your license could be suspended again and you might have to start the process over again.

How much is non-owner SR22 insurance in Washington?

The great thing about auto insurance companies in Washington is that there are many to choose from. This means that drivers of all types can typically find low cost insurance rates if you compare enough companies. We can help you compare these auto insurance carriers online by using our free service.

Compare SR22 Insurance Rates:  

Once you click get quotes multiple companies will be listed to start comparing rates instantly. You will need to complete a simple application to view quotes but it only takes a couple minutes for each company. Expect to pay a filing fee with most insurers of $25 to $50 depending on the case.

SR22 Insurance FAQs

Can I get SR22 Insurance without a vehicle?

Yes, in fact this can often be the most cost effective way to get SR-22 insurance. If you don't own a vehicle you can ask for a non owner auto insurance policy which is explained below. 

What is an SR22 filing?

SR22 Auto Insurance is simply proof of liability insurance for the state. This certificate proves that the driver carries liability insurance that meets the state minimum requirement. The SR-22 form is submitted to the state from the insurance company and they will notify if the policy is cancelled.

How long do I need an SR22?

Many states require you to carry an SR22 from 3 to 5 years depending the type of violation. If you cancel the SR22 during the probation period you will need to start over.

What is a non-owner auto insurance policy?

If you don't own a vehicle and still need to carry liability insurance you can start a non-owner policy. Many drivers who need to file an SR22 form don't have a vehicle so they would need a non-owner SR22 insurance policy. This policy allows you to drive any car with at least state minimum liability limits.