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Virginia Non Owner SR22 Insurance

Each year thousands of drivers from Virginia trust our services to help them find affordable non-owner SR22 insurance. For those that don't own a car currently but need to file an SR-22 with the Department of Motor Vehicles we can help. The best auto insurance companies work with us to compete for your business by allowing you to compare rates online. The process couldn't be easier in fact you can compare rates online and get the SR22 filed in the same day.

Get your license reinstated immediately by getting your SR22 form completed and submitted electronically. After you compare rates from the best companies in Miami, Fort Lauderdale or Tampa you can request to have the policy go into effect today. Start by entering your zip code above then choose a couple companies to shop for non-owner SR22 insurance.

Virginia SR22 Insurance Requirements

Virginia auto liability insurance requirements state that a driver must carry a minimum level of bodily injury and property damage coverage. The limits are shown below:

Bodily Injury Per Person Bodily Injury Per Occurrence Property Damage
$25,000 $50,000 $20,000

When you get your SR22 insurance the minimum limits also apply to you unless you have a DUI conviction which will require you to file an FR-44 form. A non-owner FR44 insurance policy has higher liability limits than an SR22 and may be required for up to 5 years depending on your case.

How much is non-owner SR22 insurance in Virginia?

Expect rates on non-owner SR22 to be higher than standard auto insurance due to the nature of the filing. If you are required to file an SR-22 with Virginia it probably means you were driving without insurance or convicted of reckless driving. In any case the traffic citation is the reason why your insurance could be 30% to 70% higher depending on other factors. The best thing you can do is shop around using our free online quote system.

Compare SR22 Insurance Rates:  

In only a matter of minutes you can see what trusted companies charge for an SR22 filing and if you need only a non-owner auto policy.

Need Non-Owner FR-44 Insurance in Virginia?

If you need FR44 non-owner insurance we can also help with that too. Just visit our partner site for more specific information about that filing. Drivers who were convicted of DUI in Virginia need to file an FR-44 with the Department of Motor Vehicles.

SR22 Insurance FAQs

Can I get SR22 Insurance without a vehicle?

Yes, in fact this can often be the most cost effective way to get SR-22 insurance. If you don't own a vehicle you can ask for a non owner auto insurance policy which is explained below. 

What is an SR22 filing?

SR22 Auto Insurance is simply proof of liability insurance for the state. This certificate proves that the driver carries liability insurance that meets the state minimum requirement. The SR-22 form is submitted to the state from the insurance company and they will notify if the policy is cancelled.

How long do I need an SR22?

Many states require you to carry an SR22 from 3 to 5 years depending the type of violation. If you cancel the SR22 during the probation period you will need to start over.

What is a non-owner auto insurance policy?

If you don't own a vehicle and still need to carry liability insurance you can start a non-owner policy. Many drivers who need to file an SR22 form don't have a vehicle so they would need a non-owner SR22 insurance policy. This policy allows you to drive any car with at least state minimum liability limits.