Non Owner Auto Insurance Quotes

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Nevada Non Owner SR22 Insurance

Many drivers in Nevada don't own a car but still need to file SR22 insurance so it can be hard to find companies that will offer that type of policy. offers a simple way to compare auto insurance quotes online that don't require you to own a car. Whether you live in Las Vegas, Reno or another smaller city we can find affordable non owner SR22 insurance quotes.

In only a matter of minutes you can compare 3 to 5 insurance companies that offer SR22 insurance in Nevada for drivers that don't own a car. Start by entering your zip code in the box above then click ""Get Quotes".

Nevada SR22 Insurance Requirements

Minimum liability limits in Nevada are higher when you need to file an SR22. Whether you own a car or not the state requires you to carry higher liability coverage to protect other drivers.

Bodily Injury Per Person Bodily Injury Per Occurrence Property Damage
$15,000 $30,000 $10,000

Auto insurance companies in Nevada that sell non owner SR22 insurance policies will not start a policy that has less coverage than those limits shown. So in order to satisfy the states requirements you need to have the minimum coverage but it doesn't mean you can't have higher limits. Higher liability limits will cost more but if you need that extra protection it makes sense to pay a few more dollars each month for the best protection.

How much is non-owner SR22 insurance in Nevada?

Each company will charge a different rate so make sure you compare rates from at least 3 insurance companies. Non owner SR22 insurance does cost less if you don't own a car because you don't need to insure a specific vehicle but the policies are still expensive due to the nature of why you need to file the SR22. Most drivers need to file an SR22 due to a traffic violation such as driving under the influence of alcohol.

Compare SR22 Insurance Rates:  

Once you click get quotes multiple companies will be listed to start comparing rates instantly. You will need to complete a simple application to view quotes but it only takes a couple minutes for each company. Expect to pay a filing fee with most insurers of $25 to $50 depending on the case.

SR22 Insurance FAQs

Can I get SR22 Insurance without a vehicle?

Yes, in fact this can often be the most cost effective way to get SR-22 insurance. If you don't own a vehicle you can ask for a non owner auto insurance policy which is explained below. 

What is an SR22 filing?

SR22 Auto Insurance is simply proof of liability insurance for the state. This certificate proves that the driver carries liability insurance that meets the state minimum requirement. The SR-22 form is submitted to the state from the insurance company and they will notify if the policy is cancelled.

How long do I need an SR22?

Many states require you to carry an SR22 from 3 to 5 years depending the type of violation. If you cancel the SR22 during the probation period you will need to start over.

What is a non-owner auto insurance policy?

If you don't own a vehicle and still need to carry liability insurance you can start a non-owner policy. Many drivers who need to file an SR22 form don't have a vehicle so they would need a non-owner SR22 insurance policy. This policy allows you to drive any car with at least state minimum liability limits.