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Idaho Non Owner SR22 Insurance

While most drivers who file SR22 insurance in Idaho have vehicles they own some don't and we can help both. Whether you own a car or not we can help find affordable SR22 insurance in Idaho. For those drivers that don't own a car the process is very similar to a standard auto insurance quote except there is no coverage for a specific vehicle. You will still be rated on your past driving history, address, age and other factors just as you would if you own a car.

Getting quotes for SR22 insurance is easy and fast when you use our free online system. Start by entering your zip code above then compare at least 2 companies so you can find a low cost auto insurance policy. If you need to file a SR22 with Idaho Department of Motor Vehicles then make sure the company knows your case information and they can usually submit the filing electronically.

Idaho SR22 Insurance Requirements

Most drivers in Idaho who need to file an SR22 have been convicted of a major traffic violation such as driving under the influence of alcohol or drugs. There are other reasons such as driving without insurance or failing to pay child support that may require an SR-22 filing. The minimum required liability limits are as follows:

Bodily Injury Per Person Bodily Injury Per Occurrence Property Damage
$25,000 $50,000 $15,000

In addition to the usual $25 filing fee for an SR22 you can also expect to pay up to $285 to reinstate your driver's license. The reinstatement fee varies based on the case so reference the Idaho Transportation Department for current rates.

How much is non-owner SR22 insurance in Idaho?

The cost of an SR22 in Idaho really depends on the nature of the case. For example if a driver was convicted of DUI and they are required to file the SR-22 then the cost will be up to 3 times more than someone with a clean driving record. Remember the filing is not just required because of traffic violations but also not paying child support. The best thing you can do is compare rates from multiple companies in Idaho to see which one offers the best non-owner SR22 policy.

Compare SR22 Insurance Rates:  

When you see the list of companies we partner with just select a couple from the list to start getting quotes for your situation. In only a matter of minutes you can get a quote and start a policy then fulfill your SR22 requirement.

SR22 Insurance FAQs

Can I get SR22 Insurance without a vehicle?

Yes, in fact this can often be the most cost effective way to get SR-22 insurance. If you don't own a vehicle you can ask for a non owner auto insurance policy which is explained below. 

What is an SR22 filing?

SR22 Auto Insurance is simply proof of liability insurance for the state. This certificate proves that the driver carries liability insurance that meets the state minimum requirement. The SR-22 form is submitted to the state from the insurance company and they will notify if the policy is cancelled.

How long do I need an SR22?

Many states require you to carry an SR22 from 3 to 5 years depending the type of violation. If you cancel the SR22 during the probation period you will need to start over.

What is a non-owner auto insurance policy?

If you don't own a vehicle and still need to carry liability insurance you can start a non-owner policy. Many drivers who need to file an SR22 form don't have a vehicle so they would need a non-owner SR22 insurance policy. This policy allows you to drive any car with at least state minimum liability limits.